Website terms

Terms of use

Effective August 16, 2026

These terms govern use of the KYA Advisory website. By using the site, you agree to these terms. Any signed engagement agreement is separate and controls the professional services it covers.

Informational content

Website content is general information, not legal, regulatory, accounting, investment, cybersecurity, or other professional advice. It is not a supervisory interpretation and should not be used as a substitute for advice based on your institution, charter, jurisdiction, facts, and risk posture.

No engagement by website use

Visiting the site, sending an inquiry, or receiving an initial response does not create an advisor-client, attorney-client, fiduciary, or other professional relationship. An engagement begins only through a written agreement signed by the relevant parties.

Intellectual property

Unless otherwise identified, website text, design, frameworks, and materials are owned by or licensed to KYA Advisory and may not be reproduced, distributed, or commercially used without permission. Know Your Agent, KYA, KYE, KYP, and APRM materials may also be subject to separate rights and license terms.

External links

The site may link to third-party websites for convenience. We do not control their content, availability, security, or privacy practices and do not endorse every statement or service found there.

No warranties; limitation

The site is provided as available without warranties of accuracy, completeness, fitness, or uninterrupted access. To the extent permitted by law, KYA Advisory will not be liable for losses arising from reliance on website content or use of linked third-party services.

Changes and contact

We may update these terms by posting a revised effective date. Questions may be sent to info@kyabook.com.